EMI on Credit and Debit Cards

Learn how to integrate with Plural EMI APIs and offer EMI payments on the purchase.

You can integrate with Plural EMI APIs to allow your users to use the affordability suite for your customers. Before redirecting your merchant to the checkout page, you can allow customers to calculate the monthly installments and check the scheme validations.

To use Plural EMIs it is good to ensure the scheme validation and offer availability on the card.

You can use Plural EMI options using the payment method as CARD only.

Plural EMI APIs can be used for the following actions.

  • Calculate EMI
  • Scheme Validation
  • Create Order
  • Create Payment

In the create payment API response we return the challenge_url you need to use this URL to navigate your users to the checkout page.