post https://api-staging.pluralonline.com/api/v1/emi/calculator/
This API Help to get EMI Calculator: Multi Cart Model
Request Parameters:
| Attribute | Type | Details |
|---|---|---|
| merchant_id* | integer | merchant_id is the unique identifier of the merchant. This id is assigned to you by Plural. You can find merchant_id under the credentials section of the settings section of Plural Console dashboard. |
| amount_in_paisa* | long | Amount is paise |
| product_code* | string | Product code is the unique identifier of the product on which the offers details are intended to be fetched. |
| product_amount* | long | Product amount in paise |
Request Body payload:
{
"merchant_data": {
"merchant_id": 11607
},
"payment_data": {
"amount_in_paisa": 2000000
},
"product_details": [
{
"product_code": "2000",
"product_amount": 1000000
},
{
"product_code": "2001",
"product_amount": 1000000
}
]
}
Response Payload:
{
"issuer": [
{
"list_emi_tenure": [
{
"offer_scheme": {
"product_details": [
{
"schemes": [
{
"scheme_id": "48916",
"program_type": 112,
"is_scheme_valid": true
}
],
"product_code": "2000",
"product_name": "2000",
"product_amount": 1000000,
"subvention_cashback_discount": 40000,
"product_discount": 0,
"subvention_cashback_discount_percentage": 40000,
"product_discount_percentage": 0,
"subvention_type": 1,
"bank_interest_rate_percentage": 100000,
"bank_interest_rate": 16041
},
{
"schemes": [
{
"scheme_id": "48916",
"program_type": 112,
"is_scheme_valid": true
}
],
"product_code": "2001",
"product_name": "2001",
"product_amount": 1000000,
"subvention_cashback_discount": 40000,
"product_discount": 0,
"subvention_cashback_discount_percentage": 40000,
"product_discount_percentage": 0,
"subvention_type": 1,
"bank_interest_rate_percentage": 100000,
"bank_interest_rate": 16041
}
],
"emi_scheme": {
"scheme_id": "46918",
"program_type": 105,
"is_scheme_valid": true
}
},
"tenure_id": "3",
"tenure_in_month": "3",
"monthly_installment": 650695,
"bank_interest_rate": 100000,
"interest_pay_to_bank": 32085,
"total_offerred_discount_cashback_amount": 80000,
"loan_amount": 1920000,
"auth_amount": 1920000
},
{
"offer_scheme": {
"product_details": [
{
"schemes": [
{
"scheme_id": "48916",
"program_type": 112,
"is_scheme_valid": true
}
],
"product_code": "2000",
"product_name": "2000",
"product_amount": 1000000,
"subvention_cashback_discount": 30000,
"product_discount": 0,
"subvention_cashback_discount_percentage": 30000,
"product_discount_percentage": 0,
"subvention_type": 2,
"bank_interest_rate_percentage": 80000,
"bank_interest_rate": 22754
},
{
"schemes": [
{
"scheme_id": "48916",
"program_type": 112,
"is_scheme_valid": true
}
],
"product_code": "2001",
"product_name": "2001",
"product_amount": 1000000,
"subvention_cashback_discount": 30000,
"product_discount": 0,
"subvention_cashback_discount_percentage": 30000,
"product_discount_percentage": 0,
"subvention_type": 2,
"bank_interest_rate_percentage": 80000,
"bank_interest_rate": 22754
}
],
"emi_scheme": {
"scheme_id": "46918",
"program_type": 105,
"is_scheme_valid": true
}
},
"tenure_id": "6",
"tenure_in_month": "6",
"monthly_installment": 330918,
"bank_interest_rate": 80000,
"interest_pay_to_bank": 45508,
"total_offerred_discount_cashback_amount": 60000,
"loan_amount": 1940000,
"auth_amount": 1940000
},
{
"offer_scheme": {
"product_details": [
{
"schemes": [
{
"scheme_id": "48916",
"program_type": 112,
"is_scheme_valid": true
}
],
"product_code": "2000",
"product_name": "2000",
"product_amount": 1000000,
"subvention_cashback_discount": 20000,
"product_discount": 0,
"subvention_cashback_discount_percentage": 20000,
"product_discount_percentage": 0,
"subvention_type": 2,
"bank_interest_rate_percentage": 60000,
"bank_interest_rate": 24661
},
{
"schemes": [
{
"scheme_id": "48916",
"program_type": 112,
"is_scheme_valid": true
}
],
"product_code": "2001",
"product_name": "2001",
"product_amount": 1000000,
"subvention_cashback_discount": 20000,
"product_discount": 0,
"subvention_cashback_discount_percentage": 20000,
"product_discount_percentage": 0,
"subvention_type": 2,
"bank_interest_rate_percentage": 60000,
"bank_interest_rate": 24661
}
],
"emi_scheme": {
"scheme_id": "46918",
"program_type": 105,
"is_scheme_valid": true
}
},
"tenure_id": "9",
"tenure_in_month": "9",
"monthly_installment": 223258,
"bank_interest_rate": 60000,
"interest_pay_to_bank": 49322,
"total_offerred_discount_cashback_amount": 40000,
"loan_amount": 1960000,
"auth_amount": 1960000
}
],
"issuer_name": "HDFC",
"is_debit_emi_issuer": false
},
{
"list_emi_tenure": [
{
"offer_scheme": {
"product_details": [
{
"schemes": [
{
"scheme_id": "48935",
"program_type": 112,
"is_scheme_valid": true
}
],
"product_code": "2000",
"product_name": "2000",
"product_amount": 1000000,
"subvention_cashback_discount": 10000,
"product_discount": 0,
"subvention_cashback_discount_percentage": 10000,
"product_discount_percentage": 0,
"subvention_type": 2,
"bank_interest_rate_percentage": 135000,
"bank_interest_rate": 22356
},
{
"schemes": [],
"product_code": "2001",
"product_name": "2001",
"product_amount": 1000000,
"subvention_cashback_discount": 0,
"product_discount": 0,
"subvention_cashback_discount_percentage": 0,
"product_discount_percentage": 0,
"subvention_type": 3,
"bank_interest_rate_percentage": 135000,
"bank_interest_rate": 22583
}
],
"emi_scheme": {
"scheme_id": "48931",
"program_type": 105,
"is_scheme_valid": true
}
},
"tenure_id": "3",
"tenure_in_month": "3",
"monthly_installment": 678313,
"bank_interest_rate": 135000,
"interest_pay_to_bank": 44939,
"total_offerred_discount_cashback_amount": 10000,
"loan_amount": 1990000,
"auth_amount": 1990000
}
],
"issuer_name": "ICICI",
"is_debit_emi_issuer": false
},
{
"list_emi_tenure": [
{
"offer_scheme": {
"product_details": [
{
"schemes": [],
"product_code": "2000",
"product_name": "2000",
"product_amount": 1000000,
"subvention_cashback_discount": 0,
"product_discount": 0,
"subvention_cashback_discount_percentage": 0,
"product_discount_percentage": 0,
"subvention_type": 3,
"bank_interest_rate_percentage": 160000,
"bank_interest_rate": 67841
},
{
"schemes": [],
"product_code": "2001",
"product_name": "2001",
"product_amount": 1000000,
"subvention_cashback_discount": 0,
"product_discount": 0,
"subvention_cashback_discount_percentage": 0,
"product_discount_percentage": 0,
"subvention_type": 3,
"bank_interest_rate_percentage": 160000,
"bank_interest_rate": 67841
}
],
"emi_scheme": {
"scheme_id": "48929",
"program_type": 105,
"is_scheme_valid": true
}
},
"tenure_id": "9",
"tenure_in_month": "9",
"monthly_installment": 237298,
"bank_interest_rate": 160000,
"interest_pay_to_bank": 135682,
"total_offerred_discount_cashback_amount": 0,
"loan_amount": 2000000,
"auth_amount": 2000000
},
{
"offer_scheme": {
"product_details": [
{
"schemes": [],
"product_code": "2000",
"product_name": "2000",
"product_amount": 1000000,
"subvention_cashback_discount": 0,
"product_discount": 0,
"subvention_cashback_discount_percentage": 0,
"product_discount_percentage": 0,
"subvention_type": 3,
"bank_interest_rate_percentage": 140000,
"bank_interest_rate": 77432
},
{
"schemes": [],
"product_code": "2001",
"product_name": "2001",
"product_amount": 1000000,
"subvention_cashback_discount": 0,
"product_discount": 0,
"subvention_cashback_discount_percentage": 0,
"product_discount_percentage": 0,
"subvention_type": 3,
"bank_interest_rate_percentage": 140000,
"bank_interest_rate": 77432
}
],
"emi_scheme": {
"scheme_id": "48929",
"program_type": 105,
"is_scheme_valid": true
}
},
"tenure_id": "12",
"tenure_in_month": "12",
"monthly_installment": 179573,
"bank_interest_rate": 140000,
"interest_pay_to_bank": 154876,
"total_offerred_discount_cashback_amount": 0,
"loan_amount": 2000000,
"auth_amount": 2000000
}
],
"issuer_name": "AXIS",
"is_debit_emi_issuer": false
},
{
"list_emi_tenure": [
{
"offer_scheme": {
"product_details": [
{
"schemes": [
{
"scheme_id": "48925",
"program_type": 112,
"is_scheme_valid": true
}
],
"product_code": "2000",
"product_name": "2000",
"product_amount": 1000000,
"subvention_cashback_discount": 24500,
"product_discount": 0,
"subvention_cashback_discount_percentage": 24500,
"product_discount_percentage": 0,
"subvention_type": 2,
"bank_interest_rate_percentage": 110000,
"bank_interest_rate": 31528
},
{
"schemes": [],
"product_code": "2001",
"product_name": "2001",
"product_amount": 1000000,
"subvention_cashback_discount": 0,
"product_discount": 0,
"subvention_cashback_discount_percentage": 0,
"product_discount_percentage": 0,
"subvention_type": 3,
"bank_interest_rate_percentage": 110000,
"bank_interest_rate": 32324
}
],
"emi_scheme": {
"scheme_id": "48928",
"program_type": 105,
"is_scheme_valid": true
}
},
"tenure_id": "6",
"tenure_in_month": "6",
"monthly_installment": 339892,
"bank_interest_rate": 110000,
"interest_pay_to_bank": 63852,
"total_offerred_discount_cashback_amount": 24500,
"loan_amount": 1975500,
"auth_amount": 1975500
}
],
"issuer_name": "Federal Debit",
"is_debit_emi_issuer": true
},
{
"list_emi_tenure": [
{
"offer_scheme": {
"product_details": [
{
"schemes": [
{
"scheme_id": "48933",
"program_type": 112,
"is_scheme_valid": true
}
],
"product_code": "2000",
"product_name": "2000",
"product_amount": 1000000,
"subvention_cashback_discount": 45000,
"product_discount": 0,
"subvention_cashback_discount_percentage": 45000,
"product_discount_percentage": 0,
"subvention_type": 1,
"bank_interest_rate_percentage": 160000,
"bank_interest_rate": 45056
},
{
"schemes": [],
"product_code": "2001",
"product_name": "2001",
"product_amount": 1000000,
"subvention_cashback_discount": 0,
"product_discount": 0,
"subvention_cashback_discount_percentage": 0,
"product_discount_percentage": 0,
"subvention_type": 3,
"bank_interest_rate_percentage": 160000,
"bank_interest_rate": 47180
}
],
"emi_scheme": {
"scheme_id": "48926",
"program_type": 105,
"is_scheme_valid": true
}
},
"tenure_id": "6",
"tenure_in_month": "6",
"monthly_installment": 341206,
"bank_interest_rate": 160000,
"interest_pay_to_bank": 92236,
"total_offerred_discount_cashback_amount": 45000,
"loan_amount": 1955000,
"auth_amount": 1955000
},
{
"offer_scheme": {
"product_details": [
{
"schemes": [
{
"scheme_id": "48933",
"program_type": 112,
"is_scheme_valid": true
}
],
"product_code": "2000",
"product_name": "2000",
"product_amount": 1000000,
"subvention_cashback_discount": 40000,
"product_discount": 0,
"subvention_cashback_discount_percentage": 40000,
"product_discount_percentage": 0,
"subvention_type": 2,
"bank_interest_rate_percentage": 140000,
"bank_interest_rate": 56856
},
{
"schemes": [],
"product_code": "2001",
"product_name": "2001",
"product_amount": 1000000,
"subvention_cashback_discount": 0,
"product_discount": 0,
"subvention_cashback_discount_percentage": 0,
"product_discount_percentage": 0,
"subvention_type": 3,
"bank_interest_rate_percentage": 140000,
"bank_interest_rate": 59228
}
],
"emi_scheme": {
"scheme_id": "48926",
"program_type": 105,
"is_scheme_valid": true
}
},
"tenure_id": "9",
"tenure_in_month": "9",
"monthly_installment": 230677,
"bank_interest_rate": 140000,
"interest_pay_to_bank": 116093,
"total_offerred_discount_cashback_amount": 40000,
"loan_amount": 1960000,
"auth_amount": 1960000
}
],
"issuer_name": "HDFC Bank Debit Card",
"is_debit_emi_issuer": true
},
{
"list_emi_tenure": [
{
"offer_scheme": {
"product_details": [
{
"schemes": [
{
"scheme_id": "48924",
"program_type": 112,
"is_scheme_valid": true
}
],
"product_code": "2000",
"product_name": "2000",
"product_amount": 1000000,
"subvention_cashback_discount": 40000,
"product_discount": 0,
"subvention_cashback_discount_percentage": 40000,
"product_discount_percentage": 0,
"subvention_type": 2,
"bank_interest_rate_percentage": 134100,
"bank_interest_rate": 54426
},
{
"schemes": [],
"product_code": "2001",
"product_name": "2001",
"product_amount": 1000000,
"subvention_cashback_discount": 0,
"product_discount": 0,
"subvention_cashback_discount_percentage": 0,
"product_discount_percentage": 0,
"subvention_type": 3,
"bank_interest_rate_percentage": 134100,
"bank_interest_rate": 56699
}
],
"emi_scheme": {
"scheme_id": "48927",
"program_type": 105,
"is_scheme_valid": true
}
},
"tenure_id": "9",
"tenure_in_month": "9",
"monthly_installment": 230126,
"bank_interest_rate": 134100,
"interest_pay_to_bank": 111134,
"total_offerred_discount_cashback_amount": 40000,
"loan_amount": 1960000,
"auth_amount": 1960000
},
{
"offer_scheme": {
"product_details": [
{
"schemes": [
{
"scheme_id": "48924",
"program_type": 112,
"is_scheme_valid": true
}
],
"product_code": "2000",
"product_name": "2000",
"product_amount": 1000000,
"subvention_cashback_discount": 20000,
"product_discount": 0,
"subvention_cashback_discount_percentage": 20000,
"product_discount_percentage": 0,
"subvention_type": 2,
"bank_interest_rate_percentage": 110000,
"bank_interest_rate": 59356
},
{
"schemes": [],
"product_code": "2001",
"product_name": "2001",
"product_amount": 1000000,
"subvention_cashback_discount": 0,
"product_discount": 0,
"subvention_cashback_discount_percentage": 0,
"product_discount_percentage": 0,
"subvention_type": 3,
"bank_interest_rate_percentage": 110000,
"bank_interest_rate": 60572
}
],
"emi_scheme": {
"scheme_id": "48927",
"program_type": 105,
"is_scheme_valid": true
}
},
"tenure_id": "12",
"tenure_in_month": "12",
"monthly_installment": 174994,
"bank_interest_rate": 110000,
"interest_pay_to_bank": 119928,
"total_offerred_discount_cashback_amount": 20000,
"loan_amount": 1980000,
"auth_amount": 1980000
}
],
"issuer_name": "Kotak Debit",
"is_debit_emi_issuer": true
}
],
"acquirer_data": {
"acquirerId": 8004
},
"response_code": 14010,
"response_message": "SUCCESS"
}
{
"error_code": "14845",
"error_message": "Request Data is not valid"
}
{
"error_code": "14020",
"error_message": "Oops, something went wrong!"
}