Object

Shown below is a sample response returned through our Offer Discovery API.

{
  "issuers": [
    {
      "id": "23",
      "name": "INDUSIND CC",
      "display_name": "INDUSIND",
      "issuer_type": "CC_BANK",
      "priority": 1,
      "tenures": [
        {
          "tenure_id": "1",
          "name": "3 Months",
          "tenure_type": "MONTH",
          "tenure_value": 3,
          "issuer_offer_parameters": [
            {
              "program_type": "BANK_EMI",
              "offer_id": "1563",
              "offer_parameter_id": "63813"
            }
          ],
          "details": [],
          "loan_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 1232139
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 410713
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 1232139
          },
          "interest_amount": {
            "currency": "INR",
            "value": 32139
          },
          "interest_rate_percentage": 16,
          "processing_fee_details": {
            "amount": {
              "currency": "INR",
              "value": 19900
            }
          },
          "emi_type": "STANDARD"
        },
        {
          "tenure_id": "2",
          "name": "6 Months",
          "tenure_type": "MONTH",
          "tenure_value": 6,
          "issuer_offer_parameters": [
            {
              "program_type": "BANK_EMI",
              "offer_id": "1563",
              "offer_parameter_id": "63813"
            }
          ],
          "details": [],
          "loan_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 1256616
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 209436
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 1256616
          },
          "interest_amount": {
            "currency": "INR",
            "value": 56616
          },
          "interest_rate_percentage": 16,
          "processing_fee_details": {
            "amount": {
              "currency": "INR",
              "value": 19900
            }
          },
          "emi_type": "STANDARD"
        },
        {
          "tenure_id": "3",
          "name": "9 Months",
          "tenure_type": "MONTH",
          "tenure_value": 9,
          "issuer_offer_parameters": [
            {
              "program_type": "BANK_EMI",
              "offer_id": "1563",
              "offer_parameter_id": "63813"
            }
          ],
          "details": [],
          "loan_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 1281411
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 142379
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 1281411
          },
          "interest_amount": {
            "currency": "INR",
            "value": 81411
          },
          "interest_rate_percentage": 16,
          "processing_fee_details": {
            "amount": {
              "currency": "INR",
              "value": 19900
            }
          },
          "emi_type": "STANDARD"
        },
        {
          "tenure_id": "4",
          "name": "12 Months",
          "tenure_type": "MONTH",
          "tenure_value": 12,
          "issuer_offer_parameters": [
            {
              "program_type": "BANK_EMI",
              "offer_id": "1563",
              "offer_parameter_id": "63813"
            }
          ],
          "details": [],
          "loan_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 1306524
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 108877
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 1306524
          },
          "interest_amount": {
            "currency": "INR",
            "value": 106524
          },
          "interest_rate_percentage": 16,
          "processing_fee_details": {
            "amount": {
              "currency": "INR",
              "value": 19900
            }
          },
          "emi_type": "STANDARD"
        },
        {
          "tenure_id": "5",
          "name": "18 Months",
          "tenure_type": "MONTH",
          "tenure_value": 18,
          "issuer_offer_parameters": [
            {
              "program_type": "BANK_EMI",
              "offer_id": "1563",
              "offer_parameter_id": "63813"
            }
          ],
          "details": [],
          "loan_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 1357686
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 75427
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 1357686
          },
          "interest_amount": {
            "currency": "INR",
            "value": 157686
          },
          "interest_rate_percentage": 16,
          "processing_fee_details": {
            "amount": {
              "currency": "INR",
              "value": 19900
            }
          },
          "emi_type": "STANDARD"
        },
        {
          "tenure_id": "6",
          "name": "24 Months",
          "tenure_type": "MONTH",
          "tenure_value": 24,
          "issuer_offer_parameters": [
            {
              "program_type": "BANK_EMI",
              "offer_id": "1563",
              "offer_parameter_id": "63813"
            }
          ],
          "details": [],
          "loan_amount": {
            "currency": "INR",
            "value": 1200000
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 1410120
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 58755
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 1410120
          },
          "interest_amount": {
            "currency": "INR",
            "value": 210120
          },
          "interest_rate_percentage": 16,
          "processing_fee_details": {
            "amount": {
              "currency": "INR",
              "value": 19900
            }
          },
          "emi_type": "STANDARD"
        }
      ],
      "issuer_data": {
        "otp_length": 5,
        "otp_time_in_sec": 180,
        "otp_retry_count": 5,
        "is_consent_page_required": true,
        "consent_data": "<div classname=concent-container><div classname=concentTitle>Consent Clause :</div><div classname=concentSection><div classname=concentText>I/We hereby expressly authorize and give consent to ICICI Bank to, disclose, transfer or part with any of my/our information, (including location), or any other device information when ICICI Bank considers such disclosure as necessary, with:{' '}</div></div><div classname=concentSection><div classname=concentText>A. Agents of ICICI Bank, ICICI Bank's group entities/in any jurisdiction;</div><div classname=concentText>B. Auditors, credit rating agencies/credit bureaus, statutory/regulatory authorities, governmental/administrative authorities, Central Know Your Customer (CKYC) registry or SEBI Know Your Client registration agency, having jurisdiction over ICICI Bank or its group entities;{' '}</div><div classname=concentText>{' '} C. Service providers, or such person with whom ICICI Bank contracts or proposes to contract; (Collectively referred to as “Permitted Persons”){' '}</div></div><div classname=concentSection><div classname=concentText>For the purposes of:</div><div classname=concentText>1. Provision of the facility and completion of on-boarding formalities; or{' '}</div><div classname=concentText>2. Complying with KYC requirements; or{' '}</div><div classname=concentText>{' '} 3. Compliance with applicable laws or any order (judicial or otherwise), statutory/regulatory requirement; or{' '}</div><div classname=concentText>{' '} 4. For credit review of facilities availed; or{' '}</div><div classname=concentText>5. Authentication or verification; or{' '}</div><div classname=concentText>6. Research or analysis, credit reporting & scoring, risk management, participation in any telecommunication; or{' '}</div><div classname=concentText>7. Electronic clearing network and for use or processing of the said information/data.{' '}</div><div classname=concentText>{' '} 8. Disclosing any default in payment, for the purposes of recovering such amounts.{' '}</div></div><div classname=concentText>D. For detailed Privacy Policy of the ICICI bank, please visit{' '} <a classname=concent-doc-link href=https://www.icicibank.com/privacy.page rel=noreferrer target=_blank><u>https://www.icicibank.com/privacy.page</u></a></div></div>",
        "terms_and_conditions": "Sample TNC",
        "show_key_fact_statement": true,
        "auth_type": "PENNY_DROP",
        "penny_transaction_amount": {
          "currency": "INR",
          "value": 100
        },
        "is_tokenized_transaction_supported": false
      }
    }
  ]
}

{
  "issuers": [
    {
      "id": "19",
      "name": "KOTAK DC",
      "display_name": "KOTAK BANK",
      "issuer_type": "DC_BANK",
      "priority": 1,
      "tenures": [
        {
          "tenure_id": "7",
          "name": "No EMI Only Cashback",
          "tenure_type": "MONTH",
          "tenure_value": 0,
          "issuer_offer_parameters": [
            {
              "program_type": "BANK_EMI",
              "offer_id": "308",
              "offer_parameter_id": "19"
            },
            {
              "program_type": "MERCHANT_BANK_OFFER",
              "offer_id": "3491",
              "offer_parameter_id": "199672"
            }
          ],
          "details": [
            {
              "product_code": "redmi_1",
              "product_display_name": "Redmi Note 14 5G",
              "brand_name": "Xiaomi",
              "product_amount": {
                "currency": "INR",
                "value": 219900
              },
              "interest_rate": 0,
              "discount": {
                "discount_type": "DEFERRED",
                "discount_string": "You are eligible for a cashback of 10.0% upto Rs. 200, will be posted within 90 days. T&C applied.",
                "percentage": 10,
                "amount": {
                  "currency": "INR",
                  "value": 200
                },
                "max_amount": {
                  "currency": "INR",
                  "value": 200
                },
                "discount_deferred_duration_value": 90,
                "discount_deferred_duration_type": "DAY"
              }
            }
          ],
          "discount": {
            "discount_type": "DEFERRED",
            "discount_string": "You are eligible for a cashback of 10.0% upto Rs. 200, will be posted within 90 days. T&C applied.",
            "percentage": 10,
            "amount": {
              "currency": "INR",
              "value": 200
            },
            "max_amount": {
              "currency": "INR",
              "value": 200
            },
            "discount_deferred_duration_value": 90,
            "discount_deferred_duration_type": "DAY"
          },
          "loan_amount": {
            "currency": "INR",
            "value": 219900
          },
          "total_discount_amount": {
            "currency": "INR",
            "value": 200
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 219700
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 219900
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 219900
          },
          "interest_rate_percentage": 0,
          "processing_fee_details": {
            "percentage": 0,
            "amount": {
              "currency": "INR",
              "value": 19900
            }
          },
          "emi_type": "STANDARD"
        },
        {
          "tenure_id": "5",
          "name": "18 Months",
          "tenure_type": "MONTH",
          "tenure_value": 18,
          "issuer_offer_parameters": [
            {
              "program_type": "BANK_EMI",
              "offer_id": "308",
              "offer_parameter_id": "19"
            }
          ],
          "details": [
            {
              "product_code": "redmi_1",
              "product_display_name": "Redmi Note 14 5G",
              "brand_name": "Xiaomi",
              "product_amount": {
                "currency": "INR",
                "value": 219900
              },
              "interest_amount": {
                "currency": "INR",
                "value": 34548
              },
              "interest_rate": 19
            }
          ],
          "loan_amount": {
            "currency": "INR",
            "value": 219900
          },
          "net_payment_amount": {
            "currency": "INR",
            "value": 254448
          },
          "monthly_emi_amount": {
            "currency": "INR",
            "value": 14136
          },
          "total_emi_amount": {
            "currency": "INR",
            "value": 254448
          },
          "interest_amount": {
            "currency": "INR",
            "value": 34548
          },
          "interest_rate_percentage": 19,
          "processing_fee_details": {
            "percentage": 0,
            "amount": {
              "currency": "INR",
              "value": 19900
            }
          },
          "emi_type": "STANDARD"
        }
      ],
      "issuer_data": {
        "otp_length": 6,
        "otp_time_in_sec": 30,
        "otp_retry_count": 3,
        "is_consent_page_required": false,
        "consent_data": "Sample Consent",
        "terms_and_conditions": "Sample TNC",
        "show_key_fact_statement": true,
        "auth_type": "OTP",
        "is_tokenized_transaction_supported": false
      }
    }
  ]
}

The table below lists the various parameters returned in the offer discovery response object.

Parameter	Type	Description
id	`String`	Unique identifier of the issuer id in the Plural database. Example: `23`
name	`String`	Name of the Issuer. Example: `INDUSIND CC`
display_name	`string`	Name of the issuer offering the offer. Example: `INDUSIND`
issuer_type	`String`	The type of the Issuer offering the offer. Accepted values: `CC_BANK` `DC_BANK` .
priority	`integer`	The priority of the issuer providing the offer. Example: `1`
tenures	`array of objects`	An array of objects that contains the tenures details. Learn more about the `tenures` child object.
issuer_data	`objects`	An object that contains the issuer data details. Learn more about the `issuer_data` child object.

Tenures [Child Object]

The table below lists the various parameters in the tenures object. This is part of the offer discovery response object.

Parameter	Type	Description
tenure_id	`String`	Tenure id in the Plural database. Example: `1`
name	`String`	The name of the Issuer offering the offer.. Example: `3 Months`
tenure_type	`String`	The type of the Tenure. Accepted values: `MONTH` .
tenure_value	`integer`	The value of the tenure. Example: `3`
issuer_offer_parameters	`array of objects`	An array of objects that contains the `issuer_offer_parameters` details. Learn more about the `issuer_offer_parameters` child object.
details	`array of objects`	An array of objects that contains the `product details`. Learn more about the `details` child object.
discount	`object`	An object that contains the discount details. Learn more about the `discount` child object.
loan_amount	`object`	An object that contains the loan amount details. Learn more about the `loan_amount` child object.
total_discount_amount	`object`	An object that contains the total discount amount details. Learn more about the `total_discount_amount` child object.
net_payment_amount	`object`	An object that contains the net payment amount details. Learn more about the `net_payment_amount` child object.
monthly_emi_amount	`object`	An object that contains the monthly EMI amount details. Learn more about the `monthly_emi_amount` child object.
total_emi_amount	`object`	An object that contains the total EMI amount details. Learn more about the `total_emi_amount` child object.
interest_amount	`object`	An object that contains the interest amount details. Learn more about the `interest_amount` child object.
total_subvention_amount	`object`	An object that contains the total subvention amount details. Learn more about the `total_subvention_amount` child object.
interest_rate_percentage	`float`	Interest rate percentage for the tenure. Example: `16.90`
processing_fee_details	`object`	An object that contains the processing fee details. Learn more about the `processing_fee_details` child object.
convenience_fee_breakdown	`object`	An object that contains the convenience fee breakdown details. Learn more about our `convenience_fee_breakdown` child object.
cart_coupon_discount_amount	`object`	An object that contains the cart coupon discount amount details. Learn more about our `cart_coupon_discount_amount` child object.
total_coupon_discount	`object`	An object that contains the total coupon discount details. Learn more about our `total_coupon_discount` child object.
emi_type	`strings`	Type of EMI. Example: `STANDARD` Accepted values: `LOW_COST` `NO_COST` `STANDARD`

Issuer Offer Parameters [Child Object]

The table below lists the various parameters in the issuer_offer_parameters child object. This is part of the tenures object.

Parameter	Type	Description
program_type	`String`	Unique identifier of the issuer id in the Plural database. Example: `23`
offer_id	`String`	Name of the Issuer. Example: `INDUSIND CC`
offer_parameter_id	`String`	The type of the Issuer offering the offer. Accepted values: `Credit` `Debit` `Cardless` `NBFC` .

Details [Child Object]

The table below lists the various parameters in the details child object. This is part of the tenures object.

Parameter	Type	Description
product_code	`String`	Unique Product identifier of the product. Example: `redmi_1`
product_display_name	`string`	Name of the Product. Example: `Oneplus 13R`
brand_id	`String`	Unique brand identifier of the product. Example: `3`
product_offer_parameters	`array of objects`	An array of objects that contains the product offer schemes for the product EMI details. Learn more about the `product_offer_parameters` child object.
product_amount	`object`	An object that contains the product amount details. Learn more about the `product_amount` child object.
product_coupon_discount_amount	`object`	An object that contains the product coupon discount amount details. Learn more about the `product_coupon_discount_amount` child object.
subvention	`object`	An object that contains the subvention details. Learn more about the `subvention` child object.
discount	`object`	An object that contains the product discount details. Learn more about the `discount` child object.
brand_name	`string`	Name of the Brand. Example: `Oneplus`
interest_amount	`object`	An object that contains the interest amount details. Learn more about the `interest_amount` child object.
interest_rate	`double`	Rate of interest applied on the product. Example: `2`
cart_coupon_discount_product_share	`object`	An object that contains the cart coupon discount product share details. Learn more about the `cart_coupon_discount_product_share` child object.

Product Offer Parameters [Child Object]

The table below lists the various parameters in the product_offer_parameters child object. This is part of the details object.

Parameter	Type	Description
program_type	`String`	Type of the Program. Example: `BRAND_EMI` Accepted values: `BRAND_EMI` `BANK_EMI` `MERCHANT_BRAND_OFFER` `MERCHANT_BANK_OFFER` `BRAND_OFFER` `MY_EMI`
offer_id	`string`	Unique identifier of the offer. Example: `309`
offer_parameter_id	`string`	Unique offer parameter identifier. Example: `20`

Product Amount [Child Object]

The table below lists the various parameters in the product_amount child object. This is part of the details object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Product Coupon Discount Amount [Child Object]

The table below lists the various parameters in the product_coupon_discount_amount child object. This is part of the details object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Subvention [Child Object]

The table below lists the various parameters in the subvention child object. This is part of the details object.

Parameter	Type	Description
subvention_type	`String`	Type of subvention. Example: `INSTANT` Accepted values: `INSTANT` `POST`
offer_type	`string`	Type of the offer. Accepted values: `LOW_COST` `NO_COST` `STANDARD`
percentage	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`
amount	`object`	An object that contains the subvention amount details. Learn more about the `amount` child object.
breakup	`object`	An object that contains the subvention breakup details. Learn more about the `breakup` child object.
max_amount	`object`	An object that contains the maximum subvention amount details. Learn more about the `max_amount` child object.
min_amount	`object`	An object that contains the minimum subvention amount details. Learn more about the `min_amount` child object.

Amount [Child Object]

The table below lists the various parameters in the amount child object. This is part of the subvention object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Breakup [Child Object]

The table below lists the various parameters in the breakup child object. This is part of the subvention object.

Parameter	Type	Description
brand	`object`	An object that contains the breakup details of the brand. Learn more about the `brand` child object.

Brand [Child Object]

The table below lists the various parameters in the brand child object. This is part of the breakup object.

Parameter	Type	Description
amount	`object`	An object that contains the breakup amount details of the brand. Learn more about the `amount` child object.

Amount [Child Object]

The table below lists the various parameters in the amount child object. This is part of the brand object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Max Amount [Child Object]

The table below lists the various parameters in the max_amount child object. This is part of the subvention object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Min Amount [Child Object]

The table below lists the various parameters in the min_amount child object. This is part of the subvention object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Discount [Child Object]

The table below lists the various parameters in the discount child object. This is part of the tenures object.

Parameter	Type	Description
discount_type	`String`	Type of discount. Possible values: `INSTANT` `DEFERRED`
discount_string	`string`	The additional discount provided by the offering entity after a specific period. Example: `1000`
percentage	`Double`	The discount percentage provided by the offering entity. Example: `16.90`
amount	`string`	Discount amount. Example: `2000`
max_amount	`object`	An object that contains the maximum discount amount details. Learn more about the `max_amount` child object.
min_amount	`object`	An object that contains the minimum discount amount details. Learn more about the `min_amount` child object.
discount_deferred_duration_value	`integer`	The duration value for the deferred discount. Example:
discount_deferred_duration_type	`string`	Discount duration type deferred. Possible values: `DAY` `MONTH`
breakup	`object`	An object that contains the product offer details with breakup. Learn more about the `breakup` child object.

Max Amount [Child Object]

The table below lists the various parameters in the max_amount child object. This is part of the discount object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Min Amount [Child Object]

The table below lists the various parameters in the min_amount child object. This is part of the discount object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Breakup [Child Object]

The table below lists the various parameters in the breakup child object. This is part of the discount object.

Parameter	Type	Description
merchant	`object`	An object that contains the merchant breakup details. Learn more about the `merchant` child object.
issuer	`object`	An object that contains the issure breakup details. Learn more about the `issuer` child object.
brand	`object`	An object that contains the brand breakup details. Learn more about the `brand` child object.
dealer	`object`	An object that contains the dealer breakup details. Learn more about the `dealer` child object.

Merchant [Child Object]

The table below lists the various parameters in the merchant child object. This is part of the breakup object.

Parameter	Type	Description
amount	`object`	An object that contains the breakup amount details. Learn more about the `amount` child object.

Issuer [Child Object]

The table below lists the various parameters in the issure child object. This is part of the breakup object.

Parameter	Type	Description
amount	`object`	An object that contains the breakup amount details. Learn more about the `amount` child object.

Brand [Child Object]

The table below lists the various parameters in the brand child object. This is part of the breakup object.

Parameter	Type	Description
amount	`object`	An object that contains the breakup amount details. Learn more about the `amount` child object.

Dealer [Child Object]

The table below lists the various parameters in the dealer child object. This is part of the breakup object.

Parameter	Type	Description
amount	`object`	An object that contains the breakup amount details. Learn more about the `amount` child object.

Amount [Child Object]

The table below lists the various parameters in the amount child object. This is part of the breakup object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Interest Amount [Child Object]

The table below lists the various parameters in the interest_amount child object. This is part of the details object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Cart Coupon Discount Product Share [Child Object]

The table below lists the various parameters in the cart_coupon_discount_product_share child object. This is part of the details object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Loan Amount [Child Object]

The table below lists the various parameters in the loan_amount child object. This is part of the tenures object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Total Discount Amount [Child Object]

The table below lists the various parameters in the total_discount_amount child object. This is part of the tenures object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Net Payment Amount [Child Object]

The table below lists the various parameters in the net_payment_amount child object. This is part of the tenures object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Monthly EMI Amount [Child Object]

The table below lists the various parameters in the monthly_emi_amount child object. This is part of the tenures object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Total EMI Amount [Child Object]

The table below lists the various parameters in the total_emi_amount child object. This is part of the tenures object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Interest Amount [Child Object]

The table below lists the various parameters in the interest_amount child object. This is part of the tenures object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Total Subvention Amount [Child Object]

The table below lists the various parameters in the total_subvention_amount child object. This is part of the tenures object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Processing Fee Details [Child Object]

The table below lists the various parameters in the processing_fee_details child object. This is part of the tenures object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Convenience Fee Breakdown [Child Object]

The table below lists the various parameters in the convenience_fee_breakdown child object. This is part of the tenures object.

Parameter	Type	Description
fee_calculated_on_amount	`object`	An object that contains the fee calculation amount details. Learn more about the `fee_calculated_on_amount` child object.
fee_amount	`object`	An object that contains the fee amount details. Learn more about the `fee_amount` child object.
tax_amount	`object`	An object that contains the tax amount details. Learn more about the `tax_amount` child object.
additional_fee_amount	`object`	An object that contains the additional fee amount details. Learn more about the `additional_fee_amount` child object.
maximum_fee_amount	`object`	An object that contains the maximum fee amount details. Learn more about the `maximum_fee_amount` child object.
applicable_fee_amount	`object`	An object that contains the applicable fee amount details. Learn more about the `applicable_fee_amount` child object.
subvented_fee_amount	`object`	An object that contains the subvented fee amount details. Learn more about the `subvented_fee_amount` child object.

Fee Calculated on Amount [Child Object]

The table below lists the various parameters in the fee_calculated_on_amount child object. This is part of the convenience_fee_breakdown object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Fee Amount [Child Object]

The table below lists the various parameters in the fee_amount child object. This is part of the convenience_fee_breakdown object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Tax Amount [Child Object]

The table below lists the various parameters in the tax_amount child object. This is part of the convenience_fee_breakdown object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Additional Fee Amount [Child Object]

The table below lists the various parameters in the additional_fee_amount child object. This is part of the convenience_fee_breakdown object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Maximum Fee Amount [Child Object]

The table below lists the various parameters in the maximum_fee_amount child object. This is part of the convenience_fee_breakdown object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Applicable Fee Amount [Child Object]

The table below lists the various parameters in the applicable_fee_amount child object. This is part of the convenience_fee_breakdown object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Subvented Fee Amount [Child Object]

The table below lists the various parameters in the subvented_fee_amount child object. This is part of the convenience_fee_breakdown object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Cart Coupon Discount Amount [Child Object]

The table below lists the various parameters in the cart_coupon_discount_amount child object. This is part of the tenures object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Total Coupon Discount [Child Object]

The table below lists the various parameters in the total_coupon_discount child object. This is part of the tenures object.

Parameter	Type	Description
currency	`String`	Type of currency. Example: INR
value	`integer`	Transaction amount is Paisa. Minimum value: `100` (₹1) Maximum value: `100000000` (₹10 lakh). Example: `1000`

Issuer Data [Child Object]

The table below lists the various parameters in the issure_data object. This is part of the offer discovery response object.

Parameter	Type	Description
otp_length	`integer`	Length of the OTP. Example: `4`
otp_time_in_sec	`integer`	OTP validity time in seconds. Example: `120`
otp_retry_count	`integer`	Maximum OTP retry count. Example:
is_consent_page_required	`Boolean`	Status of the required consent page. `true`: When the consent page is required. `false`: When the consent page is not required.
consent_data	`String`	Transaction consent data. Example:
terms_and_conditions	`String`	Transaction terms and conditions. Example:
show_key_fact_statement	`Boolean`	Key fact statement status. `true`: When the key fact statement need to be displayed. `false`: When the key fact statement is not required to be displayed.
auth_type	`String`	Authentication type. Accepted values: `PENNY_DROP` `OTP`
penny_transaction_amount	`string`	Applicable amount for penny transaction. Example: `100`
is_tokenized_transaction_supported	`Boolean`	Tokenized transactions support status. `true`: Tokenized transaction is supported. `false`: Tokenized transaction is not supported.
pan_number_last_digit_count	`String`	Last digit count of PAN.
offer_validation_parameters_required	`String`	Parameters required in offer validation API.